Terms & Conditions

Valid as of 1^st June 2018

1. Introduction

1. Please read the following Terms of Use carefully.
2. In these Terms of Use:
   • “we”, “our” and “us” means Lendco Limited a company registered in England & Wales with company registration number 11177105. Our registered office is 33 Gracechurch Street, London, EC3V 0BT.
   • “you” and “your” means a user of the website at www.lendco.co.uk and its subdomains (the “Website”).
3. These Terms of Use set out the terms and conditions on which we agree to make available and you agree to access and use the Website.

2. Acceptance of the Terms of Use

1. By using the Website, you agree to be legally bound by these Terms of Use and you agree to the processing of your personal data in accordance with our Privacy Notice www.lendco.co.uk/privacy
2. If you do not agree with these Terms of Use or our Privacy Notice, you should not use the Website.

Amendments to Terms of Use

2.1 We may amend these Terms of Use from time to time. If we do, we will publish the changes on the Website. Please review the Website periodically for changes to these Terms of Use. The date at the top of this webpage indicates when these Terms of Use were last updated. The amended Terms of Use will take effect from the date on which we publish the amendments on our Website, and from then on will govern the relationship between you and us in respect of your use of the Website. If you do not agree with the amended Terms of Use, you must not continue to use the Website after the date on which the amendments take effect.

3. Your obligations

3.1 You agree not to:

• use the Website or access to it for any fraudulent or unlawful purpose;
• use the Website or access to it to impersonate any person or entity, or to falsely state or otherwise misrepresent its affiliation with any person or entity;
• interfere with or disrupt the operation of the Website or access to it;
• transmit or otherwise make available in connection with the Website or access to it any virus, worm, Trojan horse, time bomb, spyware, or other computer code, file, or programme that is harmful or invasive or may or is intended to damage or hijack the operation of, or to monitor the use of, any hardware, software, or equipment;
• restrict or inhibit the ability of any other person to access or use the Website;
• modify, adapt or translate any portion of the Website;
• remove, obscure or modify any copyright, trade mark, or other proprietary rights notice from the Website; or
• use any robot, spider, search/retrieval application or other manual or automatic device to retrieve, index, “scrape,” “data mine,” or in any way gather or reproduce the Website or circumvent the navigational structure or presentation of the Website.

4. Links

4.1 From time to time, the Website may include links to third party websites. These links are provided for your convenience only and do not signify that we endorse such third party websites. We do not review such third party websites and you acknowledge and agree that:

• we are not responsible for such websites, including the terms on which such websites are made available and the privacy policies of such websites, and we do not control their content or availability;
• we make no representation, warranty or condition, either express or implied, in relation to any goods or services or information received from such websites; and
• if you access any such websites, you do so entirely at its own risk.

4.2 You may not frame, link or deep-link the Website to any other website without our prior written consent. Should you wish to frame or set up a link or deep link to our Website please contact sales@lendco.co.uk.

5. Legal disclaimer

5.1 Nothing in these Terms of Use is intended to exclude or limit our liability for death or personal injury caused by our negligence, for fraudulent misrepresentation or for any other liability that cannot be excluded or limited by law.

5.2 Save as expressly provided in these Terms of Use, the Website is made available to you on an “as is” basis and we disclaim and do not accept any liability to you in respect of it or otherwise. It is your responsibility to ensure that the Website is suitable for your intended purposes. We accept no liability as to the suitability or fitness of the Website in meeting your needs and we exclude to the fullest extent permissible by law all express or implied warranties, representations, conditions or terms, including, without limitation:

• that access to the Website will be uninterrupted or error-free;
• that the Website or the computer server from which the Website are made available, are free of viruses or other harmful components; and
• to the accuracy, content, timeliness, completeness, reliability, quality or suitability of any content contained in or delivered via the Website or otherwise made available in connection with the Website.

5.3 You also acknowledge and agree that the operation of the Website is dependent upon the proper and effective functioning of the internet and other third party equipment and services, and that we do not guarantee and will not be liable for these in any way.

5.4 Subject to Clause 6.1, we will not be liable to you for any special, indirect or consequential losses or damages, or any loss of data, profits, revenues, business, or goodwill.

6. Intellectual Property Rights

The intellectual property rights in the Website and copyright in all material stored, displayed and accessible on the Website is either owned us or duly licensed by third parties.  All such rights are reserved.

7. Governing Law

7.1 This Agreement and any dispute or claim arising out of or in connection with this Agreement or its subject matter or formation (including non-contractual disputes or claims) are governed by and shall be construed in accordance with English law.

7.2 The parties submit to the exclusive jurisdiction of the English courts for all purposes relating to and in connection with this Agreement and any such dispute or claim referred to in Clause 7.1.